NatIA
A platform for savings groups: group savings and loans with cycles, installments, billing and payout, for administrators and savers. Published at nati.jsadsai.com as a SaaS product of the BankIA family.
Everything a savings group needs, in one place
What used to live in a notebook, a spreadsheet and many messages is now within everyone's reach. NatIA Ahorro runs installments, loans to savers and external borrowers, group events and the December payout. Every contribution is recorded and dated, and the app does not allow deleting it: no more "I already paid".
It runs on the same exact engine as BankIA: money in decimals, never floating point; interest that accrues on its own; reminders that notify once per situation; and every group isolated in its own space, never seeing another group's figures.
The payout is verifiable by everyone: interest minus expenses is split in proportion to each saver's saving-months; events are split equally; loans are deducted; and the cents always add up. Nobody has to trust the treasurer's spreadsheet.
Who it is for
- Savings groups of friends, neighbors, families and offices that want clear accounts.
- Administrators and treasurers tired of chasing payments and redoing formulas.
- Savers who want to see their statement whenever they want.
- Groups in Colombia, Mexico, Panama, the United States and Canada, priced in their currency.
Requirements and delivery
- Used directly on the jsadsAI platform.
- One administrator per savings group: pays their monthly fee and that of each person they add (up to 300 per group).
- Priced in COP for Colombia and in USD for other countries.
What it includes
The features published on bankia.jsadsai.com/soluciones/natillera.
Create my group ↗
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Pick your plan
Official prices from the jsadsAI catalog. Payment is in Colombian pesos through Wompi; a price in US dollars is converted at the exchange rate of the purchase day.
Current version and how we notify you
Current version: will be published with the product manifest before sale
- Semantic versioning (MAJOR.MINOR.PATCH) for every product; each sale records the version delivered.
- Patches and minors (fixes and improvements that do not change how you work): announced and installed on a schedule, with a prior backup and rollback.
- Majors (change screens or flows): announced 30 days ahead with release notes; you may stay on the previous version, with security support for 12 months for the last minor of each major, or contract a custom module that keeps the old behavior.
- An update never removes your data or modules you paid for.
Everything you need to know
The contract, manual and getting-started guide of each product are delivered with the license; they will appear here once published.
Before you buy
What is NatIA Ahorro?
NatIA Ahorro is the savings-group software of the BankIA family, created by jsadsAI | José Santamaría: it runs installments, loans with interest, events and the December payout, with a statement for every member and records that cannot be deleted. It is live at nati.jsadsai.com.
Where does the group's money go?
To your own group's account. NatIA Ahorro records contributions, dates them and computes; it does not receive or hold money.
How is the December payout calculated?
With written rules: interest minus expenses is split in proportion to each saver's saving-months; events are split equally; loans are deducted; and cents are split exactly so the sum adds up. There is a preview before confirming.
Can a member delete or change a payment?
No. Movements are dated and the app does not allow deleting them. Each member sees only their data and the group sees the same record.
Need something different?
Tell us your case: we quote the installation, the modules and the support that fit you.
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